American Express's Blue Card offers 2% cashback on purchases for the first three months, which reduces to 1% afterwards. There's a credit limit of £8,000 and you can get free additional cards. Other features include travel accident insurance, and the possibility of withdrawing cash abroad. There's continual customer service support around the clock, 365 days a year, and you can access and manage your account online too. Rest assured that American Express provide a fully secure online banking environment; for further peace of mind the Blue Card package includes an online fraud guarantee, refund protection and purchase protection against the theft or damage of anything you buy using your card.

Click on the 'apply now' if you want to sign up for the card immediately - just fill in the online form and wait for their decision. There's ample information about the Blue Card included on the site, with a comparison table setting American Express's various cards against one another to give you an idea of their respective benefits. For more detail, check the Frequently Asked Questions section or call the freephone helpline provided.